Is Living Near Walt Disney World Actually Affordable?

Have you ever dreamed of waking up just minutes from Cinderella Castle, grabbing your coffee, and heading out the door knowing the Magic Kingdom is practically your backyard? You’re not alone. Thousands of people imagine living near Walt Disney World—but many think it’s just that: a dream.

Here’s the truth: living near Disney can be affordable, and you don’t have to be a millionaire to make it happen.

Let’s break it all down.

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🌟 Why People Dream of Living Near Disney

For Disney fans, families, and retirees, moving close to the parks isn’t just about proximity to theme parks—it’s about lifestyle. The area surrounding Disney offers:

• A mild, sunny climate year-round
• Access to world-class entertainment
• Master-planned communities with walking trails, lakes, and top-rated schools
• A built-in sense of joy, optimism, and magic

But what does it actually cost?

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💸 Myth vs. Reality: It’s Not Just Luxury Homes

While you’ll definitely find multi-million-dollar estates in areas like Golden Oak or Windermere, the Disney area is diverse when it comes to real estate.

You can absolutely find homes under $400K—and even in the $250K–$300K range if you’re open to condos or townhomes a bit further from the main gates.

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📍 Cost Breakdown by City (as of mid-2025)

Here’s a quick look at the average home prices in key cities surrounding Walt Disney World:

City	Avg. Home Price	Drive to Disney
Davenport	$325,000	20–30 min
Clermont	$410,000	25–35 min
Kissimmee	$340,000	10–20 min
Horizon West	$470,000	10–15 min
Winter Garden	$515,000	15–25 min
Celebration	$650,000+	5–10 min

👉 Note: Prices vary based on property type, size, and proximity to the parks.

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🏡 What Kinds of Homes Can You Get?

Whether you’re a first-time buyer, a growing family, or a retiree looking to downsize, you’ll find a wide range of options:

• Condos and townhomes under $300K
• Single-family homes between $350K–$550K
• Luxury properties over $1M (especially in Celebration and Windermere)

Many communities also offer resort-style amenities like pools, fitness centers, and gated entries.

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🏦 Florida’s Tax Advantage

Florida has no state income tax, which can significantly stretch your budget—especially if you’re moving from high-tax states like New York, New Jersey, or California.

This means you may be able to afford a nicer home or put more toward savings simply by relocating.

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💡 Tips for Making the Move Affordable

1. Work with a local agent (👋 hi!) who knows the nuances of each city and neighborhood
2. Prioritize needs vs. wants—you might trade granite countertops for a shorter commute
3. Consider new builds or resales in up-and-coming areas like Davenport or South Clermont
4. Look for first-time buyer programs, VA loans, or down payment assistance
5. Visit during different times of day to get a feel for traffic and vibe

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✨ You Don’t Have to Be Rich—Just Strategic

Living near Walt Disney World isn’t reserved for the wealthy. It’s about choosing the right community, planning wisely, and working with someone who understands your dream and your budget.

If you’ve been waiting for a sign—this is it.

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✅ Ready to Explore the Magic?

👉 Need help planning a move? Let’s chat. Schedule a call
👉 Check out tomorrow’s video to tour Celebration, Florida—a town Disney literally built!